Current
Best rate
Pre-Approval in
24 Hours
Our Lender Panel
Some of Our Trusted Lenders Include
Let us find a suitable provider from our 30+ Lender Panel
... and many more. We work with Australia's biggest banks and specialist lenders.
What We Offer
Our Services
From first home buyers to seasoned investors, we have a solution for every property finance need.
First Home Buyer
Buying your first home is a monumental milestone. We guide you through every step and help you access government grants and concessions.
- First Home Owner Grant assistance
- Low deposit options (5%)
- LMI waiver strategies
House & Land Packages
Build your dream home from the ground up. We specialise in construction loans and house & land package financing.
- Progress drawdown loans
- Fixed rate options
- Pre-approval before you build
Property Investment
Grow your property portfolio with smart financing. We help investors maximise returns and structure loans tax-effectively.
- Interest-only options
- Multiple property strategies
- Tax-smart structuring
Refinance
Already have a home loan? We can help you refinance to a better rate and potentially save thousands each year.
- Free rate review
- Cashback offers
- No break fees on variable loans
Business/Vehicle Loan
Finance your business vehicles, equipment, or commercial property with tailored lending solutions.
- Chattel mortgage
- Novated leases
- Commercial property loans
Self-Managed Super Funds
Use your SMSF to invest in property. We connect you with specialist lenders who offer SMSF borrowing arrangements.
- Limited recourse borrowing
- Residential & commercial
- Expert SMSF advisers
Why Choose Us
Why Choose Home Loan Square?
We are more than just a mortgage broker. We are your financial partners, dedicated to finding the most competitive home loan and ensuring your journey to property ownership is smooth, transparent, and stress-free.
No Hidden Fees
Our service is completely free to you. We are paid by lenders, so you never pay a cent for our expert advice.
Personalised Service
Your dedicated broker takes the time to understand your goals and tailors a solution specifically for you.
Fast Pre-Approval
We work quickly to get you pre-approved, sometimes in as little as 24 hours, so you can bid with confidence.
30+ Lenders Compared
We access a wide panel of lenders — from the Big 4 banks to specialist non-bank lenders — to find your best rate.
Award-Winning Brokers
Our team of accredited brokers have won multiple industry awards and have decades of combined experience.
End-to-End Support
From first consultation through settlement and beyond, we are with you every step of the way.
5,000+
Satisfied Clients
$2B+
Loans Settled
How It Works
Your Simple 4-Step Journey
We make the home loan process simple and transparent. Here's how we help you from start to keys in hand.
Free Consultation
Tell us about your goals, financial situation, and timeline. Our broker will listen and understand exactly what you need — with zero obligation.
Loan Research & Comparison
We search across 30+ lenders to identify the most competitive rates and loan features that match your situation perfectly.
Application & Approval
We prepare and lodge your application, managing all paperwork and liaising with the lender on your behalf to fast-track approval.
Settlement & Beyond
Congratulations on your new home! We continue to review your loan annually to ensure you always have the best deal available.
Loan Calculator
Estimate Your Repayments
Use our calculator to get an instant estimate of your home loan repayments. Speak to us for a personalised assessment.
Repayment Calculator
Repayment Type
Monthly Repayment
$2,839
Estimated P&I payment
Principal vs Interest breakdown
Total Repaid
$1,022,020
Total Interest
$522,020
Min. Deposit (20%)
$100,000
Max. LVR
80%
This calculator is for illustrative purposes only. Rates and repayments are estimates and do not constitute financial advice. Speak to your broker for exact figures.
Client Stories
What Our Clients Say
“We were completely lost navigating the home loan process as first home buyers. Home Loan Square made it so simple. Our broker found us a rate that was 0.8% lower than what our bank offered! We couldn't be happier with our new home.”
Sarah & Michael Chen
First Home Buyers • Sydney, NSW
“I've used Home Loan Square for three investment property purchases now. Their knowledge of investor loans is exceptional. They structed my portfolio tax-effectively and always get me the best rates available. Highly recommend!”
James Williams
Property Investor • Melbourne, VIC
“We were paying way too much on our existing home loan. After refinancing through Home Loan Square we are saving over $600 per month! The whole process was seamless and our broker kept us updated every step of the way.”
Priya & Raj Sharma
Refinancers • Brisbane, QLD
Ready to Get the Best Rate on Your Home Loan?
Our expert brokers are ready to help. Book your free consultation today — it takes just 2 minutes and could save you thousands.
Free service • No obligation • Expert advice • Response within 2 hours
Get in Touch
Ready to Find Your Best Home Loan?
Book your free, no-obligation consultation with one of our expert brokers today. We'll assess your situation and find the most competitive loan for your needs.
Call Us Free
1300 245 726
Email Us
[email protected]
Head Office
Suit 1.9 The Gungahlin Marketplace, Hibberson Street Gungahlin ACT
Our Promise to You
Meet Our professional Team Members
Mr Bikram Sharma
Mortgage Broker/Director
Mr Santosh Regmi
Director/Business Development Manager